![]() Plan participants may use any licensed dentist to provide services, although non-participating dentists are not required to charge the reduced fees, thereby reducing the value of the benefit. There are no annual or lifetime maximum payment limitations. A higher Welfare Fund rate paid to participating dentists (according to the Guardian Fee Schedule)īenefits include most standard dental procedures. Access to a panel of dental providers who charge reduced feesĢ. See the Guardian Fee Schedule here and new rates effective July 1, 2022.ġ. Both the Guardian program and the Delta program are available to eligible members at no payroll deduction. Those who do not make an election are automatically enrolled in the Guardian program. Plan participants are required to select one of the options for themselves and their families. How does the Welfare Fund dental benefit work?Ĭoverage is provided to plan participants and eligible dependents through either the Guardian Life Insurance Company or Delta Dental. See the Details Tab for more information. This page includes only highlights of your dental benefits. There is no annual or lifetime limit on services. ![]() Unlike traditional insurance, there are no claims to complete or reimbursement to await. You pay for dental services in accordance with the agreements that Delta Dental has with the dentists, as shown in the DeltaCare copay schedule. (Once enrolled, you have the opportunity to switch to another participating Delta dentist by calling 80.) That dentist will be responsible for all dental care, including referral to specialists as necessary. DeltaCare USA will assign a primary care dentist for members upon enrollment. DeltaCare USAĭeltaCare USA is a dental Health Maintenance Organization sponsored by Delta Dental. You may use any licensed dentist to provide services, although you will pay less if you use a participating dentist.
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